Master Applications & Understand Letters: Familienkasse (Kindergeld)

The Familienkasse is the primary authority for child-related financial support in Germany. Even though it is part of the Federal Employment Agency, its focus is purely on the Existenzminimum (subsistence minimum) for children. Child Benefit (Kindergeld): Almost every child resident in Germany is entitled to Kindergeld. In 2026, the standard rate is 255€ per month per child. - After 18: Support does not automatically end. If your child is in school, university, or a vocational training (Erstausbildung), you can receive Kindergeld until the age of 25. You must submit a Schulbescheinigung or Immatrikulationsbescheinigung every year. - Gaps: If your child takes a "gap year" (Übergangszeit) between school and university, the status continues for 4 months max. Child Supplement (Kinderzuschlag): Commonly known as KiZ, this is an additional payment of up to 292€ per month (as of 2026) for families who earn enough for themselves but can't fully cover the costs of their children. Receiving KiZ is a "gateway benefit": it also makes you eligible for the Bildung und Teilhabe (BuT) package, which pays for school lunches and trips. The "Rückforderung" Trap: The Familienkasse uses automated data comparison with universities. If your child drops out and you don't report it immediately, they will send a Rückforderungsbescheid demanding the money back for the last few months. Our AI explains these "Collection Notices", helping you set up an installment plan (Ratenzahlung) if needed.